Blue Cross and Blue Shield of Texas (BCBSTX) Contact Information: For EVV questions, call Provider Customer Service at 1-877-784-6802 or email the EVV Mailbox at [email protected]. For Service Coordination needs, call 1-877-301-4394 (TTY 7-1-1) Information on how to submit a Complaint or Appeal.Get links to current claim forms, understand how to submit claims to BCBSTX, read claim responses and use the Claim Review Form to submit adjustment requests. Also refer to the Provider Tools page on the provider website for convenient tools available. Claim Submission Forms. CMS-1500 User Guide & Tutorial. CMS-1500 Claims Filing Address.These plans, sometimes called Part C or MA Plans, are offered by private insurance companies approved by Medicare. The premiums are a flat rate, regardless of age. All Medicare Advantage plans provide: Medicare Part A (hospital insurance) coverage. Medicare Part B (medical insurance) coverage. Limits on the out-of-pocket costs you pay.Access Your Benefits. You can use our interactive search to find your local Blue Cross Blue Shield Company's website. Your local company can help you to: Change your coverage. Estimate the cost of a medical procedure. File or check on claim. Replace your member ID card. Review your balance. View your plan details. Acceso a la cuenta | Blue Cross and Blue Shield of Texas. Pregunte. Solicite un folleto. Solicite un agente. Llámenos. Envíenos su pregunta para que un agente de seguros con licencia pueda comunicarse con usted. Nombre*. Apellido*. Teléfono*. Please fill out the form below and a Blue Cross and Blue Shield of Texas authorized agent will contact you within 1 to 2 business days. They will schedule an appointment at a time and location that is convenient for you. There is no cost or obligation for this service. Please select the product you are interested in About Blue Cross and Blue Shield of Texas. Blue Cross and Blue Shield of Texas (BCBSTX) – the only statewide, customer-owned health insurer in Texas – is the largest provider of health benefits in the state, working with nearly 80,000 physicians and health care practitioners, and 500 hospitals to serve more than 6 million members in all …Durable Medical Equipment Reimbursement Schedules / Prosthetics & Orthotics Reimbursement Schedules. 2024 Schedules effective 2/1/24. 2020 Schedules effective 3/1/20 - 1/31/24. 2017 Schedules effective 10/1/17 – 2/29/20. 2015 Schedules effective 11/1/15 – 9/30/17. 2014 Schedules effective 7/1/14 – 10/31/15. 2013 Schedules …CDHP stands for Consumer Directed Health Plan. It's a type of health plan that gives you more control of your health care expenses. A CDHP most often pairs a Health Savings Account (HSA), or some other tax-advantaged account. An HSA is a savings account that lets you use pre-tax dollars to pay for a wide range of qualified …Blue Distinction® Specialty Care. Blue Distinction Centers. Bariatric Surgery; Cardiac Care; Cellular Immunotherapy; Fertility Care; Gene Therapy; Knee and Hip Replacement; ... Blue Cross and Blue Shield of Texas, a Division of Health Care Service Corporation, a Mutual Legal Reserve Company, an Independent Licensee of the Blue Cross and Blue ...The Health Assessment takes about 15 minutes and asks a series of questions about your lifestyle and health habits. It will provide an overall assessment of your current health, including how your health compares to others in your age group. It will identify what you are already doing well and where there are opportunities for improvement. Blue Cross and Blue Shield of Texas 4444 Corona, Suite 148 Corpus Christi, TX 78411-4375 1-361-878-1623 Fax: 361-852-0624 Email to submit provider inquiries and questions. Dallas and East Texas. See "North Texas" El Paso. Blue Cross and Blue Shield of Texas 114 Mesa Park Dr. Suite #300 El Paso, TX 79912 -6156 1-915-496-6600, press 2 Fax: 915 ... Blue Cross and Blue Shield of Texas 1001 E. Lookout Drive Richardson, TX 75082-4144. FEP Service 4002 Loop 322 Abilene, TX 79602. www.bcbstx.com . Claims/Customer Service. Blue Cross and Blue Shield of Texas P.O. Box 660044. Dallas, TX 75266-0044. Customer Service. 1-800-442-4607. Precertification. Compare and apply for Texas health insurance plans online at BCBSTX. Find individual and family, Medicare, short-term and HSA compatible plans and rates. If you no longer qualify for Medicaid, we can help you find the right health coverage. Anthem Individual and Family plans can be an affordable option for you and your family. Talk to a health plan consultant: 833-828-6962 (TTY: 711) Mon-Fri, 8 am to 8 p.m. ET, 8 a.m. to 7 p.m. CT, 7 a.m. to 6 p.m. MT, 7 a.m. to 5 p.m. PT. Fax: (325) 794-2926. Claims: Send Claims Form to: Blue Cross and Blue Shield of Texas. PO Box 660044. Dallas, TX 75266-0044. Learn more about submitting medical and mental health claims. Fraud Hotline: Health care fraud affects health care costs for all of us.Blue Cross and Blue Shield of Texas. ATTN: Complaints and Appeals Department. P.O. Box 660717. Dallas, TX 75266-0717. Call a Member Advocate for help filing an appeal at 1-877-375-9097 (TTY: 711) You must request an appeal by 60 days from the date your notice for denial of services was mailed. We will give you a decision on your appeal within ...An HCA is an employer-funded spending account that engages and empowers employees – they decide how their health care dollars are spent. Charges for covered medical care services are first paid from this account. Money spent from the HCA is also applied toward the annual deductible. Unspent funds roll over from year to year.AboutBlue Cross and Blue Shield of Texas. Blue Cross and Blue Shield of Texas is located at 1001 E Lookout Dr in Richardson, Texas 75082. Blue Cross and Blue Shield of Texas can be contacted via phone at 972-766-6900 for pricing, hours and directions.PCP and Referral Requirements. Some Blue Cross and Blue Shield of Texas (BCBSTX) plans require the member to select a Primary Care Provider (PCP) who is responsible for referring the member for services to most specialty care providers and facilities. It is essential the PCP refer members, requiring such care, to participating physicians or ...All Blue Cross and Blue Shield of Texas Bronze plans offer the same set of health benefits, quality and amount of care. Your Bronze plan options are different in how much you’ll pay each month , how much of your health care bill is covered for things like hospital visits and prescriptions and how much your out-of-pocket costs are: Bronze ... With three levels of coverage available, the MyBlue Health plan offers you a more affordable monthly payment with the same great support you’ve come to expect from BCBSTX. Plus, you might be able to get a premium tax credit, or subsidy, to lower your monthly bill payment. Even if you didn’t qualify in the past, you could receive one this year. Producers. Providers. Individual and family health insurance plans from Blue Cross and Blue Shield of Texas deliver outstanding coverage and service. BCBSTX is the leader in individual and family health insurance plans in Texas. Blue Cross and Blue Shield of Texas, a Division of Health Care Service Corporation, a Mutual Legal Reserve Company, an Independent Licensee of the Blue Cross and Blue Shield Association Life, Accidental Death & Dismemberment and Disability insurance is underwritten by Dearborn Life Insurance Company, 701 E. 22nd St. Suite 300, Lombard, IL 60148. Blue Cross and Blue Shield of Texas 1001 E. Lookout Drive Richardson, Texas 75082 General Information: (972) 766-6900 TDD: (800) 735-2989 (for the hearing-impaired) Customer Service Numbers; Group Products: For Customer Service please call the number on the back of your ID card, or call one of the following numbers:Blue Cross and Blue Shield of Texas (BCBSTX) would like to extend the opportunity to you for participation as a provider in the Blue Cross Medicare Advantage (PPO) plan. New individual providers and new medical groups desiring to apply for network participation or existing medical groups who wish to add additional providers to their …Some members’ plans may require them to obtain these medications from a specific preferred specialty pharmacy* for benefit consideration. Blue Cross and Blue Shield of Texas (BCBSTX) contracts with Accredo to obtain specialty medications approved for self-administration. To contact Accredo, call 833-721-1619, e-prescribe the prescription** or ...Register for Blue Access for Members SM (BAM SM) to access everything you need to stay informed about your health care. Register. Once you register, you’ll enjoy all the benefits: ... Blue Cross and Blue Shield of Texas, a Division of Health Care Service Corporation, a Mutual Legal Reserve Company, an Independent Licensee of the Blue Cross ...Blue Cross and Blue Shield of Texas c/o 1095-B Form Request PO Box 660044 Dallas, TX 75266-0044 Once this form is received, your Form 1095-B will be mailed to your address on file within 30 days. Email Fill out the 1095-B Request Form, then attach the completed form to an email message. Please send this email 4 to [email protected]. Once ... Company Information. Blue Cross and Blue Shield of Texas, a division of Health Care Service Corporation, a Mutual Legal Reserve Company, an independent licensee of the Blue Cross and Blue Shield Association. For more than 90 years, we have forged alliances with local nonprofit organizations to show our commitment to help build healthy communities. Blue Cross and Blue Shield of Texas (BCBSTX) Contact Information: For EVV questions, call Provider Customer Service at 1-877-784-6802 or email the EVV Mailbox at [email protected]. For Service Coordination needs, call 1-877-301-4394 (TTY 7-1-1) Information on how to submit a Complaint or Appeal.For telephone requests, please contact the appropriate Provider Customer Service Department number on the back of the member ID card or call 1-800-451-0287 . Upon completion of processing, telephonic requests for verification will receive a fax notice followed by a written notice via U.S. Mail. Get a Quote/Browse and Buy Plans. Premium Tax Credit Estimator. Individual & Family Plans. Medicare Plans. Log in to Blue Access for Members. Register for Blue Access for Members. Pay My Bill. If you are in a crisis situation and need immediate help finding resources for care, call 1-800-252-8039 (TTY: 711) and ask to speak to a mental health clinician. BCBSTX Personal Health Assistants can help with changing appointments, finding a new provider or answering benefit questions. PCP and Referral Requirements. Some Blue Cross and Blue Shield of Texas (BCBSTX) plans require the member to select a Primary Care Provider (PCP) who is responsible for referring the member for services to most specialty care providers and facilities. It is essential the PCP refer members, requiring such care, to participating physicians or ...Individual and family health insurance plans from Blue Cross and Blue Shield of Texas deliver outstanding coverage and service. BCBSTX is the leader in individual and family …Jun 14, 2021 · Our customer satisfaction ratings are consistently above 96 percent. Focus on the member's needs, not just the question, and consider it their job to answer the "unasked" questions that may ultimately provide better assistance for the member. Have a solid track record of achieving first call resolution of members' needs more than 90 percent of ... Blue Cross and Blue Shield of Texas, a Division of Health Care Service Corporation, a Mutual Legal Reserve Company, an Independent Licensee of the Blue Cross and Blue Shield AssociationTo qualify for group coverage as a small business, your company needs between two and 50 full-time employees (including the owner). All full-time, permanent employees of an employer are eligible for insurance under a group policy. And 70% of eligible employees must select health plan coverage.Blue Cross and Blue Shield of Texas. 4444 Corona, Suite 148. Corpus Christi, TX 78411-4375. 361-878-1623. Fax: 361-852-0624. Email to submit provider inquiries and questions. North Texas Dallas, Fort Worth, East Texas (Excludes McLennan and Wichita counties) Blue Cross and Blue Shield of Texas. 1001 E. Lookout Drive. About Us. Blue Cross and Blue Shield of Texas is a statewide, customer-owned health insurer. We believe Texas consumers and employers deserve the best of both worlds: access to affordable, quality health care and top-notch service from a company that focuses solely on customers, not shareholders. Customer value is our cornerstone. PCP and Referral Requirements. Some Blue Cross and Blue Shield of Texas (BCBSTX) plans require the member to select a Primary Care Provider (PCP) who is responsible for referring the member for services to most specialty care providers and facilities. It is essential the PCP refer members, requiring such care, to participating physicians or ...To qualify for group coverage as a small business, your company needs between two and 50 full-time employees (including the owner). All full-time, permanent employees of an employer are eligible for insurance under a group policy. And 70% of eligible employees must select health plan coverage. Dental Insurance. Under the Affordable Care Act (ACA), dental coverage is free for children 18 and younger and optional for all adults. These dental plans are offered by the government when you enroll during Open Enrollment or with a qualifying life event. You can also enroll with BCBSTX if you need dental coverage in addition to your current plan. Obtenga más información sobre nuestro portal seguro para asegurados, realice el primer pago de su cobertura médica e inscríbase en el Pago automático de facturas. Pague su factura. Última actualización: 14 de marzo de 2024. Aproveche al máximo los servicios para asegurados de Blue Cross and Blue Shield of Texas (BCBSTX). To Complete Form go to Page 4. Use this form to authorize Blue Cross and Blue Shield of Texas (BCBSTX) to disclose your protected health information (PHI) to a specific person or entity. You may follow the instructions below or call the number listed on your Member ID card if you need help completing the form. You must complete the entire form.BCBSTX Values LGBTQ Inclusion. BCBSTX stands by our core values of integrity, respect, commitment, caring and excellence. We work together with our LGBTQ employees to better understand the health care needs of our LGBTQ members. One of the many ways we support our LGBTQ employees and allies is through the Pride Alliance business …Maintenance Notification: Blue Access for Members and quoting tools will be unavailable from 2am - 5am Saturday, October 20. We apologize for any inconvenience. Blue Cross and Blue Shield of Texas, a Division of Health Care Service Corporation, a Mutual Legal Reserve Company, an Independent Licensee of the Blue Cross and Blue Shield Association Life, Accidental Death & Dismemberment and Disability insurance is underwritten by Dearborn Life Insurance Company, 701 E. 22nd St. Suite 300, Lombard, IL 60148. Blue Cross Blue Shield of Texas | 3,444 followers on LinkedIn. Blue Cross Blue Shield of TexasJun 14, 2021 · Our customer satisfaction ratings are consistently above 96 percent. Focus on the member's needs, not just the question, and consider it their job to answer the "unasked" questions that may ultimately provide better assistance for the member. Have a solid track record of achieving first call resolution of members' needs more than 90 percent of ... Discount Program. Blue365 is just one more advantage of being a Blue Cross and Blue Shield of Texas (BCBSTX) member*. With this program, you and your family can save money on health care products — and services — that are most often not covered by your health plan. You'll see a full range of savings from top national and local …Your Blue Cross and Blue Shield of Texas (BCBSTX) health insurance plan is ready for you. Get Started Using Your 2024 Health Plan Use these steps and make the most of …Download the BCBSTX mobile app to conveniently access your member information. With the mobile app you can: Find care. Access your Medicare coverage information. Access your temporary digital member ID card, and more. Available for iPhone and Android users. To download the app, text* BCBSTXAPP to 33633 or search for BCBSTX in the Apple …Blue Cross and Blue Shield of Texas, a Division of Health Care Service Corporation, a Mutual Legal Reserve Company, an Independent Licensee of the Blue Cross and Blue Shield Association 729823.0720. 1 Benefits are reduced when non-participating providers are used. This is a summary of benefit highlights only.Durable Medical Equipment Reimbursement Schedules / Prosthetics & Orthotics Reimbursement Schedules. 2024 Schedules effective 2/1/24. 2020 Schedules effective 3/1/20 - 1/31/24. 2017 Schedules effective 10/1/17 – 2/29/20. 2015 Schedules effective 11/1/15 – 9/30/17. 2014 Schedules effective 7/1/14 – 10/31/15. 2013 Schedules …If you're age 26 and losing coverage under a parent's plan, compare BCBSTX plans and find the right one for you. 1 Up to age 26 unless medically disabled. When you turn 26, it's considered a qualifying event. You must buy your own insurance now. Educate yourself on what you need in a health care plan and more at BCBSTX. Check your benefits booklet for details. 5 Blue365 is only available to Blue Cross and Blue Shield of Texas (BCBSTX) members with active health plan coverage. Members who do not have an active health plan with BCBSTX will not be able to register on the Blue365 website. The relationship between Blue365, its vendors and BCBSTX is that of ... Blue Cross Blue Shield of Texas - Health Insurance Texas. Get a free instant rate quote and apply online today for Texas health insurance plans including individual and family health insurance, Medicare supplement, short term health insurance and health savings account (HSA) compatible plans at www.bcbstx.com.A Blue Cross and Blue Shield of Texas (BCBSTX) Medicare Supplement premium discount may be available. Read the eligibility criteria to see if you qualify. If you are eligible for a discount, the discount will be applied to your next bill and remain in effect as long as you are enrolled in your BCBSTX Medicare Supplement plan.Blue Cross and Blue Shield of Texas Attn: Enterprise Credentialing P.O. Box 65067 Dallas, TX 75265-0267; Hospital Privileges Requirements. The requirements for hospital/clinical admitting privileges are determined by the professional provider's specialty/provider type.An HCA is an employer-funded spending account that engages and empowers employees – they decide how their health care dollars are spent. Charges for covered medical care services are first paid from this account. Money spent from the HCA is also applied toward the annual deductible. Unspent funds roll over from year to year.PPO plans let you choose where you go for care, without needing a referral from a primary care provider (PCP) or relying only on providers in your plan's network. They typically have higher monthly premiums and out-of-pocket costs like copays, coinsurance and deductibles. With Blue Cross and Blue Shield of Texas you have different levels of a ...Maintenance Notification: Blue Access for Members and quoting tools will be unavailable from 2am - 5am Saturday, October 20. We apologize for any inconvenience. COVID-19 PHE Ends. We’re here to keep you informed about how the end of the COVID-19 public health emergency affects your benefit coverage. The Biden Administration ended the COVID-19 public health emergency on May 11, 2023. Some of your COVID-19 benefits have changed with the end of the public health emergency. Vaccines. Tests and Testing Sites. Find a Doctor or Hospital. As a Blue Cross and Blue Shield of Texas (BCBSTX) STAR Kids member, you have access to many providers in your service area. Our Provider Finder® makes it easy to search for providers near you. Provider Finder.BCBSTX Mobile App. Features: Find a doctor, hospital or urgent care facility. Access your claims, coverage and deductible information. Ability to view and email your ID. Available … Blue Cross and Blue Shield of Texas will guide you in the right direction. Enroll today. Call: 1-855-453-5945 * First Name Please enter a First Name If you are in a crisis situation and need immediate help finding resources for care, call 1-800-252-8039 (TTY: 711) and ask to speak to a mental health clinician. BCBSTX Personal Health Assistants can help with changing appointments, finding a new provider or answering benefit questions. Check your benefits booklet for details. 5 Blue365 is only available to Blue Cross and Blue Shield of Texas (BCBSTX) members with active health plan coverage. Members who do not have an active health plan with BCBSTX will not be able to register on the Blue365 website. The relationship between Blue365, its vendors and BCBSTX is that of ... Step Therapy Program Criteria Summary and Fax Form List. If you have questions or concerns regarding these programs, please call Prime Therapeutics at 1-800-289-1525. Review the prior authorization/step therapy program overview list to help you determine which prior authorization form is used for the medication being prescribed.Fax: (325) 794-2926. Claims: Send Claims Form to: Blue Cross and Blue Shield of Texas. PO Box 660044. Dallas, TX 75266-0044. Learn more about submitting medical and mental health claims. Fraud Hotline: Health care fraud affects health care costs for all of us.Blue Cross and Blue Shield of Texas Attn: Enterprise Credentialing P.O. Box 65067 Dallas, TX 75265-0267; Hospital Privileges Requirements. The requirements for hospital/clinical admitting privileges are determined by the professional provider's specialty/provider type.Get the latest from FEP. Be the first to know about our benefits, wellness incentives and rewards you're eligible for with your plan. Learn all about the #1 health insurance choice for federal employees, retirees and their families.Some members’ plans may require them to obtain these medications from a specific preferred specialty pharmacy* for benefit consideration. Blue Cross and Blue Shield of Texas (BCBSTX) contracts with Accredo to obtain specialty medications approved for self-administration. To contact Accredo, call 833-721-1619, e-prescribe the prescription** or ...Health Care Service Corporation (HCSC) is a family of companies operating the Blue Cross and Blue Shield plans in Illinois, Montana, New Mexico, Oklahoma, and Texas. Texas Locations. Richardson — Headquarters 1001 E. Lookout Drive Richardson, Texas 75082 Main Switchboard: 1-972-766-6900 Travel Directions. Abilene 4002 E Loop 322 Abilene ...Get a Quote/Browse and Buy Plans. Premium Tax Credit Estimator. Individual & Family Plans. Medicare Plans. Log in to Blue Access for Members. Register for Blue Access …Services include: An enhanced benefit for fashion eyewear for kids. Please see Enhanced Eyewear for Kids. If glasses or contacts are lost or stolen, contact customer service at 1-888-657-6061. Children may be able to have further eye tests and glasses as part of Texas Health Steps. To learn more about vision benefits, see the STAR Member Handbook. Group Health Insurance Plans Built for Business. Your employees are your most valuable assets. Whatever the size of your business, health plans from Blue Cross and Blue Shield of Texas (BCBSTX) can help you create a healthier and more productive workplace that attracts and retains top talent. With health insurance plans that balance ... Find a Doctor. Blue Cross Blue Shield members can search for doctors, hospitals and dentists: Select Blue Cross Blue Shield Global™ or GeoBlue if you have international …These plans, sometimes called Part C or MA Plans, are offered by private insurance companies approved by Medicare. The premiums are a flat rate, regardless of age. All Medicare Advantage plans provide: Medicare Part A (hospital insurance) coverage. Medicare Part B (medical insurance) coverage. Limits on the out-of-pocket costs you pay.
In-Network Providers. Use our National Doctor and Hospital Finder tool to see if your doctor is in our network or to find a doctor, specialist or urgent care center near you. Our network includes over 1.7 million doctors and hospitals plus over 55,000 retail pharmacies in the U.S. You also never need a referral to see a specialist.. Hq tv
Telemedicine and Telehealth medical services and procedures are covered under some Blue Cross and Blue Shield of Texas (BCBSTX) PPO and HMO health care plans. If your health plan covers these services, you may get medical care from an in-network doctor or provider by mobile app, online video or phone. It can be helpful to learn about these ... BCBSTX Mobile App. Features: Find a doctor, hospital or urgent care facility. Access your claims, coverage and deductible information. Ability to view and email your ID. Available in Spanish. Available for iPhone and Android users. To download the app, text* BCBSTXAPP to 33633 or search for BCBSTX in the Apple App Store or Google Play . Blue Distinction® Specialty Care. Blue Distinction Centers. Bariatric Surgery; Cardiac Care; Cellular Immunotherapy; Fertility Care; Gene Therapy; Knee and Hip Replacement; ... Blue Cross and Blue Shield of Texas, a Division of Health Care Service Corporation, a Mutual Legal Reserve Company, an Independent Licensee of the Blue Cross and Blue ... Sales Questions and Additional Plan Information: 1-888-731-0406. Calls may or may not be answered inside the United States. Monday – Friday: 8 a.m. – 8 p.m. CT Your doctor can order a COVID-19 diagnostic test and coordinate your testing at an in-network lab or pharmacy. If you don’t have a primary care doctor, we can help you find one. Call us at the Customer Service number on your BCBSTX member ID card. You can also find an in-network doctor by logging in to Blue Access for Members SM or ...The BlueCard Program* helps Blue Cross and Blue Shield of Texas (BCBSTX) members: Get needed health care when you travel or live outside your Blue Plan service area. Get the same benefits as your BCBSTX plan when you travel or are away from home for an extended amount of time. Find a doctor or hospital throughout the United States — More …Tips to Find a Doctor or Hospital. When you need to find a doctor or hospital, take the time to research your options. Follow the steps below to help find a provider or medical facility that meets your needs. 1. Check Your Provider Network.Blue Cross and Blue Shield of Texas, a Division of Health Care Service Corporation, a Mutual Legal Reserve Company, an Independent Licensee of the Blue Cross and Blue Shield Association.The Health Assessment takes about 15 minutes and asks a series of questions about your lifestyle and health habits. It will provide an overall assessment of your current health, including how your health compares to others in your age group. It will identify what you are already doing well and where there are opportunities for improvement.Blue Cross and Blue Shield of Texas, a Division of Health Care Service Corporation, a Mutual Legal Reserve Company, an Independent Licensee of the Blue Cross and Blue Shield AssociationBlue Cross and Blue Shield of Texas knows health care coverage in Texas — we invented it. We're Texas born and bred, and this is the only place we do business. We have been around for more than 90 years, and the cross and shield have come to represent the most experienced health care coverage organization in the state …Texas STAR, CHIP — 1-877-560-8055. STAR Kids — 1-877-784-6802. For out-of-state Blue Cross and Blue Shield members, call BlueCard® Eligibility at 1-800-676-BLUE (2583) for eligibility and benefit verifications. Learn more about BlueCard. For Federal Employee Program (FEP) members, eligibility and benefits can be obtained by calling 1 …Discount Program. Blue365 is just one more advantage of being a Blue Cross and Blue Shield of Texas (BCBSTX) member*. With this program, you and your family can save money on health care products — and services — that are most often not covered by your health plan. You'll see a full range of savings from top national and local …Blue Cross and Blue Shield of Texas, a Division of Health Care Service Corporation, a Mutual Legal Reserve Company, an Independent Licensee of the Blue Cross and Blue Shield Association.